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Design and implementation of a collective insurance program based on cross subsidies for recovery of low income homeowners

Author
Marulanda , M.; Barbat, A. H.; Cardona, O.D.; Mora, M.
Type of activity
Presentation of work at congresses
Name of edition
15th World Conference on Earthquake Engineering
Date of publication
2012
Presentation's date
2012-09-25
Book of congress proceedings
15th World Conference on Earthquake Engineering
First page
1
Last page
10
Repository
http://hdl.handle.net/2117/21203 Open in new window
Abstract
Understanding disaster risk due to hazard events creates powerful incentives to develop planning options and tools to reduce and finance potential damages. This paper describes how probabilistic metrics such as the loss exceedance curve, the expected annual loss and the probable maximum loss, calculated with catastrophe risk models, are used for the designing of a risk transfer instrument to cover the private housing in Manizales, Colombia. This voluntary collective instrument promotes the insur...
Citation
Marulanda , M. [et al.]. Design and implementation of a collective insurance program based on cross subsidies for recovery of low income homeowners. A: World Conference on Earthquake Engineering. "15th World Conference on Earthquake Engineering". Lisboa: 2012, p. 1-10.
Keywords
Seismic risk, catastrophe risk model, expected annual loss, insurance instruments, probable maximum loss, risk premium
Group of research
(MC)2 - Group of Computational Mechanics on Continuous Medium

Participants

  • Marulanda Fraume, Mabel Cristina  (author and speaker )
  • Barbat Barbat, Horia Alejandro  (author and speaker )
  • Cardona Arboleda, Omar Dario  (author and speaker )
  • Mora Cuevas, Miguel Genaro  (author and speaker )